One government program that will actually help your kid

Opening a savings account for my 11 month-old son was easier than opening one for myself. And his was funded with a free $1,000 to start. As a statistician, I have spent much of my career telling people that government programs almost never work a...

Opening a savings account for my 11 month-old son was easier than opening one for myself. And his was funded with a free $1,000 to start. As a statistician, I have spent much of my career telling people that government programs almost never work as advertised. The incentives are always wrong, the paperwork is overwhelming,...