"Borrowers in Vermont are facing a perfect storm of financial uncertainty, as the state has recorded the largest spike in mortgage delinquency in the nation. According to recent data, mortgage delinquency rates in Vermont skyrocketed by a staggering 12.32% between the final quarter of 2025 and the first quarter of 2026. This alarming increase has left many wondering whether the state's tight housing market and rising cost of living are to blame for the surge in delinquent mortgages. As economists and policymakers scramble to understand the root causes of this trend, one thing is clear: Vermont's housing market is facing a crisis that requires immediate attention."
Vermont experienced an increase in mortgage delinquency by 12.32%, the most in the nation, from Q4 2025 to Q1 2026.